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Insure Your Whole Business
by James Brown
A business requires so many types of insurance, you may think "just one more" means "one too many." There's Worker's Compensation and other liability insurances -- required by law. There's health, major medical, dental, vision -- vital parts of an adequate benefit plan. There's even "key personnel" insurance that pays if certain members of the team are unable to work due to illness or injury.
And, now, there's a new twist called prepaid legal plans -- "courtroom insurance" you could call it. If you think that this is the "one too many," you are risking everything as certainly as you would if you dropped your current insurance.
The American Bar Association says: "Americans have come to view legal assistance as a necessity and the best way for the majority of Americans to be able to assure themselves of legal assistance when they need it... is through a prepaid legal plan."
Although this kind of protection is just catching on in America, it's a proven commodity in Europe, where some 40 percent of the population has some type of protection. When there's easy access to good legal advice, people more often settle their problems without a court fight. Your business can have that same security, because you'll know your rights will be protected, whether it's an unfulfilled contract, a defective product, damaged shipment or whatever.
Simply put, a pre-paid legal plan does for attorney bills what an HMO does for doctor bills. The monthly fee -- premium, if you wish -- varies by type of coverage and locality, but is typically less than $1 per day. A small sacrifice for the knowledge that you'll receive quality, comprehensive legal services to protect your rights and provide you with peace of mind.
About the Author
James Brown is an Independent Associate with Pre-Paid Legal Services�. For nearly 30 years, PPL has provided legal plans to businesses,families and individuals across the US and Canada. To check for availability and rates in your area, visit http://prepaidlegal.com/go/jamestbrown or contact James at mailto:[email protected]